Sets deadlines for the Bureau of Indian Affairs to review, approve or disapprove, and complete title reports on residential, business, and land mortgages and right-of-way documents for Indian land, and creates a Realty Ombudsman position to monitor those deadlines.

• Requires the Bureau to complete a preliminary review of a mortgage package within 10 calendar days and notify the lender of any missing documents within 2 calendar days.
• Sets approval or disapproval deadlines of 20 calendar days for leasehold mortgages and 30 calendar days for land mortgages and right-of-way documents, with written decisions that state the reasons for any denial.
• Gives relevant federal agencies and tribes read-only access to land documents in the Bureau's TAAMS system and requires an annual report to Congress on missed deadlines.
• Establishes a Realty Ombudsman within the Bureau's Division of Real Estate Services, reporting to the Secretary of the Interior, to handle complaints and liaise with lenders and federal agencies.

• Natural Resources Committee (House)
• Indian and Insular Affairs Subcommittee

Native Americans