Establishes a FEMA pilot program, running through September 30, 2030, that funds grants to individuals for home retrofits against natural disasters, and updates how building code editions and a FEMA hazard mitigation loan fund are handled.

• Sets up a FEMA pilot program, due within one year of enactment, that gives states and local governments assistance to provide grants to individuals for residential resilience retrofits.
• Covers retrofits such as raising homes and utilities, floodproofing, tornado safe rooms, seismic and wildfire measures, and wind upgrades like roof replacements and tie-downs.
• Limits the pilot to 10 percent of annual predisaster hazard mitigation funds and directs grant recipients to serve individuals who demonstrate financial need.
• Defines "latest published editions" as the two most recent editions of consensus building codes and standards, and removes one paragraph from the hazard mitigation revolving loan fund program while requiring a FEMA report to Congress within six years.

• Transportation and Infrastructure Committee (House)
• Economic Development, Public Buildings, and Emergency Management Subcommittee

Emergency Management