Requires federal regulators to allow bank holding companies to hold merchant banking investments for at least 15 years, including investments already held when the law takes effect.

Official title: Merchant Banking Modernization Act

Next stop House floor: awaiting a vote

Timeline each lane is a chamber; dates pull from congress.gov actions

House

Introduced 10-SEP-2025

Referred 10-SEP-2025

Approved by committee 16-SEP-2025

Reported 04-NOV-2025

On the calendar 04-NOV-2025

Key points

Amends Section 4(k)(7)(A) of the Bank Holding Company Act of 1956 to set a holding period of at least 15 years for merchant banking investments
Applies the 15-year minimum to merchant banking investments held on the date of enactment, counted from the initial date of each investment
Titled the Merchant Banking Modernization Act

AI-generated from the Reported in House text of 04-NOV-2025 · verify · report an error

Official CRS summary

Current. The Congressional Research Service's summary covers the bill's latest wording (Reported to House, 04-NOV-2025).

CRS is the Library of Congress's nonpartisan research office. Read it on congress.gov

Committee referrals (1)

Policy area

Finance and Financial Sector

Sponsor Roger Williams (R-TX) Cosponsors · 1

■ 1 D

1 Democrat

congress.gov page Reported in House (04-NOV-2025) Introduced in House (10-SEP-2025)