Extends the National Flood Insurance Program through September 30, 2026 by changing the expiration dates in two sections of the National Flood Insurance Act of 1968.

Official title: NFIP Extension Act of 2026

Next stop House floor: awaiting a vote

Timeline each lane is a chamber; dates pull from congress.gov actions

House

Introduced 26-SEP-2025

Referred 26-SEP-2025

Approved by committee 17-DEC-2025

Reported 15-JAN-2026

On the calendar 15-JAN-2026

Key points

Replaces the September 30, 2023 date with September 30, 2026 in the program financing provision of Section 1309(a) of the National Flood Insurance Act of 1968.
Replaces the September 30, 2023 expiration date with September 30, 2026 in Section 1319 of the same Act.
Makes the extension take effect as of January 30, 2026 if the Act is enacted after that date.

AI-generated from the Reported in House text of 15-JAN-2026 · verify · report an error

Official CRS summary

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Committee referrals (1)

Policy area

Finance and Financial Sector

Sponsor Andrew R. Garbarino (R-NY) Cosponsors · 6

■ 4 R■ 2 D

4 Republicans

2 Democrats

congress.gov page Reported in House (15-JAN-2026) Introduced in House (26-SEP-2025)