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HR 6536 Advanced toward a vote

Requires the Federal Reserve, the Comptroller of the Currency, and the FDIC to jointly study ways to strengthen rural banks and identify federal rules that limit them.

Official title: Rural Depositories Revitalization Study Act

Next stop House floor: awaiting a vote
Timeline each lane is a chamber; dates pull from congress.gov actions
House
Introduced 09-DEC-2025
Referred 09-DEC-2025
Approved by committee 17-DEC-2025
Reported 02-FEB-2026
On the calendar 02-FEB-2026
Key points
  • Directs the Federal Reserve, Comptroller of the Currency, and FDIC to study methods for improving the growth, capital adequacy, and profitability of banks that primarily serve rural areas.
  • Asks the agencies to identify federal statutes (other than appropriations Acts) and agency regulations that limit those methods or the establishment of new banks in rural areas.
  • Requires the agencies to issue a joint report to Congress within 1 year after the date of enactment.
AI-generated from the Reported in House text of 02-FEB-2026 · verify · report an error
Official CRS summary

Current. The Congressional Research Service's summary covers the bill's latest wording (Reported to House, 02-FEB-2026).

CRS is the Library of Congress's nonpartisan research office. Read it on congress.gov
Committee referrals (1) Policy area

Finance and Financial Sector

Sponsor Ralph Norman (R-SC) Cosponsors · 3
■ 2 R■ 1 D
2 Republicans
1 Democrat