HR 8141
Advanced toward a vote
Requires resellers of consumer credit reports to follow reasonable procedures for maximum possible accuracy before passing that information to users, and shields resellers from liability for accurately relaying information obtained from another consumer reporting agency.
Official title: Fair Credit Reporting Reseller Accuracy Act
Timeline each lane is a chamber; dates pull from congress.gov actions
House
Introduced
27-MAR-2026
Referred
27-MAR-2026
Approved by committee
30-JUN-2026
Reported
01-SEP-2026
On the calendar
01-SEP-2026
- Amends Section 607 of the Fair Credit Reporting Act by adding a new subsection (f).
- Requires resellers to follow reasonable procedures to assure maximum possible accuracy of consumer information before transmitting it to an end user or another reseller.
- Bars liability under the Act for a reseller that accurately communicates information obtained from another consumer reporting agency.
- Defines "reseller" by reference to the definition in Section 603 of the Act.
Covers an older version. The newest CRS summary describes the bill as of "Introduced in House" (27-MAR-2026); the text has changed since (Reported in House, 01-SEP-2026).
CRS is the Library of Congress's nonpartisan research office. Read it on congress.gov- Financial Services Committee (House)
Finance and Financial Sector
■ 2 R■ 1 D
2 Republicans
1 Democrat