Bars insurers from denying, canceling, or raising the price of life, disability, or long-term care insurance based solely on a person's status as a living organ donor.

• Prohibits insurers from denying coverage, canceling coverage, refusing to issue a policy, or changing the price or terms of life, disability, or long-term care insurance based solely on a person being a living organ donor, unless there is an actual, unique, and material actuarial risk.
• Allows state insurance regulators to enforce the prohibition using actions their own state laws authorize.
• Extends Family and Medical Leave Act protections to organ donation, including preparation for and recovery from donation surgery, for private employees and federal civil service employees.
• Lets federal employees who take organ donor leave substitute other available leave for part of the 12-week period.
• Directs the Secretary of Health and Human Services, within 6 months of enactment, to update educational materials on living organ donation, including the new insurance and leave provisions, in coordination with the Secretary of Labor as appropriate.

• Health, Education, Labor, and Pensions Committee (Senate)

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