Extends for three more years, through 2028, the enhanced federal tax credits that lower monthly health insurance premiums for people buying coverage through the marketplace, including households with incomes above 400 percent of the poverty line.

Official title: Lower Health Care Costs Act

Outcome Blocked in the Senate: it did not get the 60 votes needed to end debate

Timeline each lane is a chamber; dates pull from congress.gov actions

Senate

Introduced 08-DEC-2025

On the calendar 08-DEC-2025

Blocked 11-DEC-2025

Key points

Replaces the 2025 end date in the premium assistance rules with 2028, so the enhanced credit applies to tax years through 2028
Extends to 2028 the rule that lets households with income above 400 percent of the poverty line receive the credit
Applies to taxable years beginning after December 31, 2025

AI-generated from the Placed on Calendar Senate text of 08-DEC-2025 · verify · report an error

Official CRS summary

Current. The Congressional Research Service's summary covers the bill's latest wording (Introduced in Senate, 08-DEC-2025).

CRS is the Library of Congress's nonpartisan research office. Read it on congress.gov

Committee referrals (0)

No committee referrals on file.

Policy area

Taxation

Sponsor Charles E. Schumer (D-NY) Cosponsors · 0

No cosponsors.