← Back to browse
SJRES 127 Advanced toward a vote

Overturns the Consumer Financial Protection Bureau's 2025 withdrawal of a 2024 rule that would have required nationwide credit reporting agencies to disclose free credit file information to consumers, so that rule would have no force or effect.

Official title: A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; File Disclosure".

Next stop Senate floor: awaiting a vote
Timeline each lane is a chamber; dates pull from congress.gov actions
Senate
Introduced 17-MAR-2026
Referred 17-MAR-2026
On the calendar 27-APR-2026
Key points
  • Disapproves the Consumer Financial Protection Bureau's rule withdrawing the 2024 'Fair Credit Reporting; File Disclosure' rule
  • States that the withdrawal rule shall have no force or effect under the Congressional Review Act
  • Refers to the withdrawal published at 90 Fed. Reg. 20084 (May 12, 2025) and the original rule at 89 Fed. Reg. 4167 (January 23, 2024)
AI-generated from the Placed on Calendar Senate text of 27-APR-2026 · verify · report an error
Official CRS summary

No CRS summary yet. CRS writes one for most bills, often months after they move.

CRS is the Library of Congress's nonpartisan research office. Check on congress.gov
Committee referrals (1) Policy area

Finance and Financial Sector

Sponsor Andy Kim (D-NJ) Cosponsors · 0

No cosponsors.