SJRES 145 Advanced toward a vote

Disapproves a Consumer Financial Protection Bureau rule that withdrew a 2022 rule limiting when consumer reporting agencies may furnish, use, or obtain consumer reports, so the withdrawal would have no force or effect.

Official title: A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports".

Next stop Senate floor: awaiting a vote

Timeline each lane is a chamber; dates pull from congress.gov actions

Senate

Introduced 25-MAR-2026

Referred 25-MAR-2026

On the calendar 27-APR-2026

Key points

Congress disapproves the Bureau of Consumer Financial Protection's rule withdrawing its 2022 rule on permissible purposes for furnishing, using, and obtaining consumer reports
The withdrawal rule, published at 90 Fed. Reg. 20084 (May 12, 2025), is declared to have no force or effect
The underlying 2022 rule appears at 87 Fed. Reg. 41243 (July 12, 2022)
The resolution was introduced under the Congressional Review Act procedure in chapter 8 of title 5, United States Code

AI-generated from the Placed on Calendar Senate text of 27-APR-2026 · verify · report an error

Official CRS summary

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Committee referrals (1)

Banking, Housing, and Urban Affairs Committee (Senate)

Policy area

Finance and Financial Sector

Sponsor Ron Wyden (D-OR) Cosponsors · 0

No cosponsors.

congress.gov page Placed on Calendar Senate (27-APR-2026) Introduced in Senate (25-MAR-2026)